S-PAY - Open Banking

Open banking allows customers to directly pay from their bank through an account-to-account payment that makes for a user-friendly, secure and cost-effective payment experience.

When a customer chooses to pay with Open Banking, they will automatically be presented with the most fitting authentication method - which may vary from QR code to bank portal log-in or application switch, depending on their bank and country.

S-PAY - MB WAY

MB WAY  is the Portuguese favorite for mobile payments. This digital wallet allows customers to buy, perform remote withdrawals or make immediate transfers with a mobile phone number and MB WAY PIN.

S-PAY - Google Pay optimization

Evolution to improve and filter only payment methods activated for the merchant.

S-PAY - Dynamic payments routing - cost optimization

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